TAKE THE E&O TEST
When you order Flood Zone
Determinations you're also paying for Flood Determination Accuracy Errors and Omissions.
Other determination companies have to
buy E&O coverage every year in order to cover prior determinations.
When they don't buy it, the
Lender is left holding the risk.
Will you really get the
protection you need over the next 5 yrs?
15 yrs?
30 yrs? Evaluate your risks:
Do you have a 30 year contract with your FZD company which guarantees
they will keep E&O Coverage for flood determination accuracy?
Are you protected if your FZD company gets out of the flood business down
the road?
Is the long term coverage transferable to another servicer at no charge?
Is it electronic?
Does your FZD company's E&O have unlimited aggregate
coverage and low deductible?
Are you protected if your FZD company does not buy E&O coverage down
the road?
If you answered NO to any of
these questions then you need

The only
insurance policy that guarantees Flood Determination Accuracy for the entire term of the
loan, up to 30 years.
This program is underwritten by The Great American Insurance Companies, located in Cincinnati,
OH, and rated A (Excellent) by A.M. Best.
If a flood loss should occur as a
result of an inaccurate determination during the term of the loan you're completely
covered for any of the perils for which coverage is provided under the terms of a standard
NFIP Flood Policy.
Heres how it works.
- Americas Flood will complete your Flood Zone
Determinations and each determination is covered for the loan term by the ACCUGUARD
Insurance Policy.
- ACCUGUARD
covers uninsured flood loss due to an
inaccurate determination where the property was determined to be:
- not located in a SFHA (Special Flood Hazard Area)
when the property is located in a SFHA as of the date of the determination.
- located in a SFHA within a
non-participating community when the property is located in a SFHA within a participating
community as of the date of the determination.
- located in a SFHA as of the
date of the determination and the borrower has purchased flood insurance; then flood
insurance premiums paid as a result of an inaccurate determination are refunded.
Unlike other Determination E&O coverage's ACCUGUARD has no
aggregate limit and is not renewed on prior determinations every year.

The Very Best Flood
Determination Accuracy Program Available.
Dont rely on promises...get an ACCUGUARD insurance policy!
Receive A Detailed
Information Package
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