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TAKE THE E&O TEST

When you order Flood Zone Determinations you're also paying for Flood Determination Accuracy Errors and Omissions.

Other determination companies have to buy E&O coverage every year in order to cover prior determinations.

When they don't buy it, the Lender is left holding the risk.

Will you really get the protection you need over the next 5 yrs?…15 yrs?…30 yrs? Evaluate your risks:

Do you have a 30 year contract with your FZD company which guarantees they will keep E&O Coverage for flood determination accuracy?

Are you protected if your FZD company gets out of the flood business down the road?

Is the long term coverage transferable to another servicer at no charge? Is it electronic?

Does your FZD company's E&O have unlimited aggregate coverage and low deductible?

Are you protected if your FZD company does not buy E&O coverage down the road?

If you answered NO to any of these questions then you need

The only insurance policy that guarantees Flood Determination Accuracy for the entire term of the loan, up to 30 years.

This program is underwritten by The Great American Insurance Companies, located in Cincinnati, OH, and rated A (Excellent) by A.M. Best.

If a flood loss should occur as a result of an inaccurate determination during the term of the loan you're completely covered for any of the perils for which coverage is provided under the terms of a standard NFIP Flood Policy.

Here’s how it works.

  • America’s Flood will complete your Flood Zone Determinations and each determination is covered for the loan term by the ACCUGUARD Insurance Policy.
  • ACCUGUARD covers uninsured flood loss due to an inaccurate determination where the property was determined to be:
  1. not located in a SFHA (Special Flood Hazard Area) when the property is located in a SFHA as of the date of the determination.
  1. located in a SFHA within a non-participating community when the property is located in a SFHA within a participating community as of the date of the determination.
  1. located in a SFHA as of the date of the determination and the borrower has purchased flood insurance; then flood insurance premiums paid as a result of an inaccurate determination are refunded.

Unlike other Determination E&O coverage's ACCUGUARD has no aggregate limit and is not renewed on prior determinations every year.

The Very Best Flood Determination Accuracy Program Available.
Don’t rely on promises...get an ACCUGUARD insurance policy!

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